Digital Social Security cards coming this summer

The Social Security Administration (SSA) just announced a major update. Starting this summer, Americans with a "My Social Security" account will be able to access their digital Social Security number (SSN) online. The goal is to simplify access, reduce paper card replacements and improve data protection.

But with convenience comes new cybersecurity concerns. Here's how the digital SSN works, why it's being introduced now and the steps you should take to protect your SSN from identity theft both online and offline.

There are a few big reasons the SSA is rolling this out now:

The digital SSN option will be available in early summer 2025. If you already have a "My Social Security" account, you'll be able to access the feature once it rolls out.

You'll need a "My Social Security" account to use the digital SSN features. Here's how to get started:

2) Verify your identity: You'll be asked to provide your name, birthdate, SSN and address. The SSA may use a third-party identity verification service and ask questions based on your credit report.

4) Log in and check your dashboard: Once the digital SSN feature launches, you'll be able to view your number securely from your account on a mobile device or computer.

If you're already signed up, double-check your security settings and make sure your contact information is current.

Even with digital access making your SSN more convenient, it's still one of the most sensitive pieces of personal information you own. If your SSN falls into the wrong hands, it can lead to identity theft, credit fraud and even tax return scams. Here are the best ways to protect it:

5) Check your credit reports: Make it a habit to review your credit reports regularly. Look for unfamiliar accounts, unauthorized inquiries or incorrect personal information. If something seems off, contact the credit bureau right away to dispute it.

7) Review your Social Security earnings record: Log in to your "My Social Security" account regularly to review your earnings history and benefits. This helps ensure your information hasn't been altered or compromised.

Starting this summer, the SSA will let you view your Social Security number online through your "My Social Security" account. It's a secure, convenient update that cuts down on lost cards and office visits. To use it safely, set up strong login credentials and two-factor authentication. And since your SSN remains a top target for identity thieves, now's the time to protect it with tools like a password manager, VPN, antivirus software and identity theft monitoring.

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